Financing

Individual financing solutions as the basis of your success

DZ BANK is your banking partner for corporate financing matters. We structure individual credit solutions: whether traditional loans, leasing, factoring or equity capital. With our experts in your region and based on our many years of experience in all relevant sectors. Understand DZ BANK's excellent rating in this context both as a guarantor of stability and as a promise of a business relationship aimed at long-term partnership.

The image depicts a construction site under a bright blue sky dotted with white clouds. Key elements in the image include:

1. **Construction Cranes:**
   - Multiple large, yellow cranes towering over the site.
   - These are likely used for lifting and moving heavy materials around the site.

2. **Building Structure:**
   - Steel frameworks and scaffolding indicating ongoing construction.
   - Signs of either a new building being erected or extensive repairs.

3. **Construction Materials:**
   - Various construction materials may be seen lying around, potentially concrete blocks or steel beams.

4. **General Environment:**
   - Presence of urban surroundings, such as roads and nearby buildings.
   - Greenery that could include trees or small bushes around the site.

5. **Safety Signage:**
   - Possible presence of safety signs or barriers that guide workers and vehicles around the site.

This image captures the essence of urban development, showcasing the dynamic nature of construction work and industrial progress.
Loans & syndicated financing

We support you in long-term and targeted investments in the future of your company.

Two workers in a warehouse environment, wearing safety helmets and high visibility vests, surrounded by shelves stocked with rolls of material or products.
Working capital financing

With individual working capital lines we give you the necessary financial leeway for your daily business.

The image depicts a landscape featuring wind turbines, which are large structures used for generating electricity from wind energy. These turbines are located in an open rural area with grassy fields, possibly a farmland or countryside setting. The sun is shining brightly in the background, creating a warm and bright scene. The presence of multiple turbines suggests the image is from a wind farm.
Project financing

Financing solutions for public projects and renewable energy projects.

Debt capital markets

With our creditworthiness and our placement strength, we accompany you on the capital markets.

Receivables-based finance

Our solutions enable your company to use outstanding receivables for financing puposes - and for balance sheet contraction.

The image depicts a business meeting setting. 

1. **Participants:**
   - The image shows five individuals engaged in a meeting or presentation in a conference room. They are dressed in professional attire, suggesting a business or corporate environment.
   - One person (likely the presenter) is standing and pointing towards a whiteboard.
   - Four others are seated around a conference table, attentively listening and watching the presentation.

2. **Setting:** 
   - The room appears modern and well-lit, with glass walls and sleek office chairs which may indicate a professional workplace, such as a corporate office.

3. **Presentation:**
   - The standing individual is presenting ideas or data on a whiteboard.
   - The whiteboard contains a flowchart or diagrams and written notes, reflecting concepts or strategic plans being shared with the group.

4. **Interaction:**
   - The group seems to be engaged in the session, likely discussing business strategies, team collaboration, or project updates.
   - Each participant appears focused, indicating an active and productive exchange of information.

Overall, this image underscores a professional and collaborative environment, highlighting communication and teamwork, possibly involving planning, brainstorming, or problem-solving activities.
Equity financing

We provide you with strategic advice on managing your equity structure. With shares, mezzanine or equity-linked financing.

Acquisition financing

As DZ BANK, we are your partner for acquisition financing for medium-sized companies in the German-speaking market. We structure and finance transactions as syndicate leader and in club deals.

Trade & export finance

We help you to reduce risks: by ensuring the smooth processing of foreign trade and identifying strategic solutions.

Government grants & subsidies

We keep an eye on public credit opportunities for you - and examine possible uses for your projects.

The image depicts a large industrial setting, possibly a warehouse or factory, with high ceilings and spacious layout. Within the setting:

1. **Two Individuals**:
   - **Left Person**: Appears to be wearing work attire suitable for industrial or factory work (white work suit).
   - **Right Person**: Wearing formal attire, a suit and tie, likely indicating a managerial or supervisory role.

2. **Items and Structures**:
   - **Work Area**: Various equipment and materials are scattered in the backdrop, suggesting a working environment engaged in production or manufacturing.
   - **Rail Cars**: On the right side of the image, several rail cars line up, possibly used for transporting goods or materials within or outside the warehouse.

3. **Background Environment**:
   - **Open Space**: High overhead lighting and open structure, suitable for large-scale production activities.
   - **Air View**: Clear visibility of the large interior, denoting a well-maintained facility.

This industrial environment appears organized, designed to accommodate heavy machinery and substantial production activities while facilitating oversight and management of operations.
Guarantees & sureties

With sureties and bank guarantees, we open doors for you, at home and abroad.

Leasing

Together with our partners we structure your individual leasing solution - from vehicle fleet to company property.

OeKB financing

Together with our partner OeKB (Österreichische Kontrollbank AG) we support our Austrian corporate clients with a special range of services.

Two people talking outdoors in a city environment. There is a background view of buildings near a waterfront. The focus is on the interaction and the outdoor setting.

Straight to your contact person

Our advisors orchestrate the DZ BANK product portfolio for you. Get to know your regional team and let us convince you of our expertise.

Straight to your advisors
Two people talking outdoors in a city environment. There is a background view of buildings near a waterfront. The focus is on the interaction and the outdoor setting.