Financial leeway for your day to day business
Flexible solutions for financing your daily business operations
The financing of current assets forms the basis of your daily business. With a bilateral overdraft facility and our individual solutions beyond that, we provide you with the financial flexibility you need for your business activities. We refinance your working capital and will be happy to advise you on how to allocate your capital in the best possible way.
DZ BANK has granted an overdraft facility until further notice to finance, produce and sell operating services. Financing brings you reliable flexibility. A variable drawing of the credit line allows you to efficiently present short-term financing. The stability of our company gives you the security of being able to rely on our credit commitment.
It is our claim to accompany you as your strategic partner. The financing of your day-to-day business is our foundation for this.
Our financing experts also support the granting of particularly large credit volumes outside the capital market in the form of syndicated financing. This involves working capital and investment financing, which can also be supplemented by capital market-related financing. In this way, you can secure the particular flexibility of this financing structure - and the many years of expertise of DZ BANK in arranging it.
As DZ BANK, we take on the structuring, pricing, arranging and finally syndication of consortium loans. Extensive analyses of market and placement risk support each transaction. In this way, we guarantee a successful syndication within the circle of your principal banks, which can be extended upon request. Preferably in our strong network of the cooperative financial group Volksbanken Raiffeisenbanken.
Due to the terms of mostly 3 to 5 years and the binding, attractive conditions, the syndicated loan contributes significantly to planning security. At the same time, it can mark a first step towards the capital market.
With our receivables-based financing products, you can translate your receivables portfolio into short- and medium-term liquidity. In this way you can effectively shorten your balance sheet and use your receivables inventory efficiently.
We would be happy to advise you individually on solutions such as factoring, forfaiting and securitisation. Our offer is tailored to your receivables portfolio, its scope and maturity.
In DZ BANK, we have a reliable banking partner that understands our business model.
Our value added
Individual financing often entails increased complexity. However, our intensive support from the idea to the repayment leaves only one thing for you: a financing structure that is optimally adapted to your scope of action.