We ensure financial security in international business
Safeguarding export & import: We accompany you in the handling of your international business.
Does your company operate internationally and do you import or export goods or services? In order to ensure that your worldwide business runs smoothly even in the context of political and cultural differences, we offer you a wide range of services and find the ideal payment method for your particular business.
Our own branches and representative offices in the most important markets, worldwide relationships with correspondent banks and cooperation agreements with internationally active banks make DZ BANK a stable partner for your documentary business with foreign countries.
Mutual security as a solid business basis
Professionally secure and finance foreign business transactions
In global trade, professional business processing is of great importance for all parties involved. A smooth organisation facilitates processes and minimises risks. A letter of credit creates trust through mutual security and thus a solid basis for good business.
Good business is based on reciprocity
Whether as an importer or exporter - with a letter of credit you are choosing a globally recognised, reliable basis for your international business. As an importer you can provide your supplier with impressive proof of your solvency, while as an exporter you receive calculable payment security.
Our value added
- We bear your residual risk: By having DZ BANK assume the risk (export letter of credit confirmation), we offer you additional protection against country-specific risks of the letter of credit bank.
- Benefit from the international know-how of DZ BANK and its partners: Benefit from individual advice on hedging any currency or transport risks.
- Flexible arrangement for good business: Within the framework of a letter of credit agreement, we are glad to advise you on the many individual options available, such as agreeing special payment terms.
- You need support in drawing up documents in conformity with the letter of credit: We are glad to assist you. Please contact us.
Assure yourself with a documentary collection
Trust and security for good business
Documentary collection is based on mutual trust of both business partners. It is recommended if you have no fundamental doubts about the reliability of your contractual partner abroad but still need a certain degree of security for your business.
Foreign transactions without unnecessary risks
Debt collection creates trust and simultaneously reduces risks on both sides. As an importer you avoid advance payment and thus keep your liquidity as long as possible. As an exporter, you receive the security that the required export documents will only be delivered to your customer once the equivalent value of the goods has been paid or a draft has been accepted.
Individual solutions
Optional benefits:
- Flexible arrangement for good business: As an alternative to immediate payment (d/p - documents against payment), the importer can be granted a payment term (d/a - documents against acceptance). In this case the documents are handed over after the importer has accepted a draft.
- Bridging liquidity bottlenecks: In import and export transactions, in many cases a need for liquidity arises following an import of goods or between production and receipt of payment. We are glad to be at your side as a financial partner in this case as well.
Show strength internationally
The guarantee for successful business
Unlike a bank guarantee, which is mainly used in domestic business, the bank guarantee has become a recognised instrument in international business. A DZ BANK bank guarantee enables you as an importer to provide impressive proof of your solvency on an international scale, and as an exporter to demonstrate your efficiency and creditworthiness.
The right guarantee for every risk
The large number of different import and export transactions and the associated risks call for a wide range of different cover options. Your customer manager will be glad to advise you on the different types of guarantee and the various options available.
Our value added
Optional benefits:
- Good preparation: To ensure that everything runs as smoothly as possible, we provide you with warranty samples tailored to your contract.
- Individual design: We are glad to advise you on country-specific features in the guarantee business and help you to find the optimum design.
Click here to access our forms for your documentary foreign business:
