Corporate clients
Corporate clients
The image depicts a technology-driven setting. Here's a breakdown of the key elements observed: 1. **World Map Visualization**: - The translucent overlay of a world map, suggesting digital connectivity or network visualization. - Use of small, dotted connections or network nodes to symbolize global communication or data flow. 2. **Tablet**: - A hand is poised over a touchscreen device, possibly a tablet, indicating interaction with digital content. - This part of the image alludes to digital or mobile technology usage. 3. **Eyeglasses**: - Resting on the table beside the device, suggesting a professional or analytical environment. 4. **Cup of Coffee**: - Positioned on the other side of the eyeglasses, hinting at leisure or a typical work-from-home setup. 5. **Table Surface**: - The background of a wooden table, evocative of a modern workspace. --- Overall, this image seems to communicate themes of global digital connectivity, technology usage, and a work-friendly environment, potentially focused on technology, business, or global network communication.
International transactions

Successful across borders

Global competence

Globally connected

In our globalised world, payments to and from abroad have become a daily routine. Especially companies that are active abroad are dependent on their transactions being processed efficiently and securely across national borders. Benefit from the expertise of DZ BANK. Our products and services are tailored to your individual needs and guarantee you successful payment transaction management across bank and national borders.

Our customers benefit from DZ BANK's international expertise and global network. For example, we work together with one of the largest clearing houses in Europe and, through our connection to the international SWIFT system (Society for Worldwide Interbank Financial Telecommunication), ensure the smooth, fast and secure processing of payments to almost every bank in the world. Thanks to the new SEPA payment instruments, you can make euro payments throughout Europe just as securely and efficiently as at national level. Control your foreign payment transactions as quickly and flexibly as your domestic payment transactions. DZ BANK is glad to advise you and has individual solutions ready for you.

Our value added

  • Holistic, cost-optimised transactions – worldwide
  • Secure and traceable transactions for importers and exporters
  • Cooperation with correspondent banks around the world
Two people talking outdoors in a city environment. There is a background view of buildings near a waterfront. The focus is on the interaction and the outdoor setting.

Straight to your contact person

Our advisors orchestrate the DZ BANK product portfolio for you. Get to know your regional team and let us convince you of our expertise.

Straight to your advisors
Two people talking outdoors in a city environment. There is a background view of buildings near a waterfront. The focus is on the interaction and the outdoor setting.
The image contains the following elements: 1. **SEPA Text:** - The word "SEPA" is prominently displayed, where the "E" is stylized as the Euro symbol (€). This links to the Single Euro Payments Area (SEPA), an initiative to harmonize payment processes across European countries. 2. **Graph Line**: - Overlaid on the image is a line graph displaying an upward trend with circular nodes at various points, indicating data points within the graph. 3. **Smartphone or Tablet**: - A mobile device (smartphone or tablet) is placed in the foreground, suggesting technological integration or analytics related to SEPA. 4. **Background Objects:** - Behind the device, there is a blurred arrangement of coins, possibly representing financial transactions or currency exchange. 5. **Grid Overlay:** - A thin grid pattern stretches across the image, further enhancing the appearance of data analysis or financial structuring. Together, these elements suggest themes of finance, technology, and data analytics within the context of SEPA, focused on European economic transactions and integrations.
SEPA payments

Making a euro payment by credit transfer, direct debit or card in SEPA is easy, efficient and secure - to the benefit of businesses and consumers.

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The image depicts a cashless transaction taking place in what appears to be a café or bakery setting. ### Main Elements: 1. **Person in Gray Apron:** - Likely a cashier or barista. - Holding a card reader or payment terminal. - Appears to be interacting with a customer. 2. **Hand with Smartphone:** - A hand is seen holding a smartphone. - The phone is being held over the payment terminal. - Suggests a contactless payment using NFC technology like Apple Pay or Google Wallet. 3. **Environment:** - Counter or shop surface with plate of cookies on display. - Breadsticks or baguettes visible in a jar or vase. - Background with plants, jars, and other items typical of a café or bakery. ### Context: - **Cashless Payment:** - Emphasizes modern transaction methods where customers use digital wallets or mobile devices to make payments instead of cash or cards. - Convenience and efficiency in retail settings. ### Overall Impression: - Reflects a modern, customer-friendly retail experience, highlighting the integration of technology in everyday transactions.
Payment solutions

Design your payment processes as simple and convenient as possible with us. Both in terms of cash acceptance and the wide range of cashless payment options.

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The image depicts a scene that combines elements of air and sea transport, showcasing a diverse array of transportation modes and logistics themes. Here are the key components present in the image: 1. **Airplane:** - The front portion of a commercial airplane is visible on the left side of the image, characterized by its aerodynamic nose and distinctive windows that suggest it's ready for takeoff or landing. 2. **Container Ship:** - In the background, a large container ship is seen loaded with numerous shipping containers of varying colors, which is indicative of global maritime trade. 3. **Cargo Truck:** - Positioned between the airplane and the ship, a cargo truck is visible. It's likely used for freight that is transported overland. 4. **Rail Train:** - There is also a train featuring a locomotive pulling freight cars, illustrating the integration of rail transport in logistics. 5. **Sky and Lighting:** - The sky is clear with few clouds, providing a serene backdrop, and the lighting suggests a time around sunrise or sunset, giving the scene a warm, glowing ambiance. Overall, the image captures an environment rich in logistics and transportation infrastructure, highlighting the interconnected nature of global trade processes.
International business

We combine the global markets with the high level of regionality of local consulting for you.

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Corporate clients

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