EBICS

The Electronic Banking Internet Communication Standard (EBICS) is a data transmission protocol that was developed by the German Banking Industry Committee as a norm for user-to-bank communication. EBICS lets corporate customers conduct their electronic banking transactions flexibly, securely and effectively over the Internet. It allows users to transmit large volumes of data (e.g. payment files) directly to their banks and retrieve account statements automatically according to the configured settings.

An agreement within the German banking industry means that most of the country’s banks now implement and offer EBICS, and use the same technical specifications. Since the electronic data formats for payment orders and account information have also been standardised, customers only need a single multi-banking software product to manage all their EBICS-enabled accounts.

DZ BANK  offers the multi-banking software product GENO cash and the Electronic Banking-Portal Multiport. Further information on the formats – in particular on DZ BANK's allocation specifications with regard to supported CGI formats – as well as the possibility to technically validate file formats before sending can be found here: Format Wizard